Home Systems Protection

Home Systems Protection covers repairs or replacement when home systems, equipment and major appliances break down. 

For example: If your furnace breaks down or your home entertainment system stops working, you’d have insurance to pay for the cost to replace it.

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Why do I need it?

This insurance coverage is meant to protect you from surprise expenses you may not expect — but could happen at anytime. Home systems are not typically covered under a basic home insurance policy.

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What Does It Cover?

Home systems and equipment like:

  • boilers, furnaces and heat pumps

  • hot water heaters and radiant floor heating

  • central air conditioning

  • water purification and filtration

  • ventilating systems

  • well pumps, installed sump pumps

  • home security monitoring and control devices

  • pool, spa or sauna equipment

  • electrical service panels

  • solar/wind/geothermal heating or energy

  • kitchen and laundry appliances

  • home entertainment equipment

  • computers and wireless devices

  • power tools and shop equipment

  • lawn and garden equipment

  • portable generators and sump pumps

  • … and more

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What does it cost?

Service Line Coverage 

Service Line Coverage covers the costs associated with repairs to underground pipes and wiring from the street to your house when damage occurs on your property. 

For example: If a pipe bursts or is blocked by tree roots, you’d have insurance to pay for the cost to dig up your yard, make repairs and replace your landscaping. 

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Why do I need it?

This insurance coverage is meant to protect you from surprise expenses you may not expect — but could happen at anytime. Service lines are not typically covered under a basic home insurance policy.

What does it include?

  • repair of damaged service line

  • excavation costs

  • expediting expenses

  • loss of use coverage for additional living expenses

  • outdoor property damaged by repairs

What does it cost?

For just a few dollars per month, you can add Service Line Coverage to your existing home insurance policy. 
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